Free Internet, Cash Aid, Loan Deferment…Government, Banks, and Institutions are Giving Relief Assistance to All People? Check Out Your Benefits Malaysians!

#JayaOneCares — supporting our readers with beneficial news

8 min readMar 30, 2020

As people are struggling with the current financial disruption, we have compiled a few government schemes to support those who are financially incapacitated due to Covid-19’s effects on the economy. Check it out and share it with everyone you care about!

1. RM500 Monthly EPF Withdrawal

Age 55 and below
For a period of 12 months, from Account 2
Application opens 1 April 2020

The i-Lestari Withdrawal facility is intended to ease the financial burden of members and help them meet their basic monthly financial needs during the COVID-19 pandemic.

How does a member apply for i-Lestari Withdrawal?

The application form can be submitted via the following 3 channels:

Online (e-Pengeluaran through i-Akaun); or
By email to ilestarimohon@epf.gov.my; or
By post/registered post to Kumpulan Wang Simpanan Pekerja Karung Berkunci No 220, Jalan Sultan 46720 Petaling Jaya (i-Lestari Withdrawal)

Members need to apply only once to put into effect the recurring monthly payment into members’ banking account.

For more info, please check the FAQ. Alternatively, please drop KWSP an email at ilestari@epf.gov.my if you have any further inquiries.

2. RM600 Monthly PERKESO Incentive

Effective from 20 March 2020
Workers who receive unpaid leave notice
Monthly earnings of RM4000 and below

The initiative, as part of the Employment Retention Program (ERP), is open to workers who were forced to go into unpaid leave during the Movement Control Order (MCO). The application needs to be made by your company/employer on behalf of the affected staff by completing the ERP Application Form C-19.

Send the completed applications to email: erpc19@perkeso.gov.my.

If you have any doubts or questions concerning the scheme, you can contact PERKESO at 1–300–22–8000 or email PERKESO at perkeso@perkeso.gov.my.

You can also visit PERKESO website, or click here for more info on Employment Insurance System (SIP) or Employment Retention Program (ERP).

3. RM100 Daily NADMA Aid

Malaysian workers who lost a source of income
Malaysian workers not receiving any wages throughout the duration of hospitalization due to Covid-19

The National Disaster Management Agency (NADMA) will aid RM100 per day, throughout the duration of the Surveillance and Observation Order, for Covid-19 contact under Section 15 (1) of the Prevention and Control of Infectious Diseases Act 1988 (Act 342) or those undergoing treatment at a hospital ward authorized by the Ministry of Health Malaysia (MOH) to treat Covid -19. This special aid will only be given once (one-off) during the Covid-19 period and will not be given for recurring cases.

Those eligible will need to download the document from NADMA’s website and mail the complete application to the following address:

Ketua Pengarah

Agensi Pengurusan Bencana Negara (NADMA)

Jabatan Perdana Menteri

Aras 7, Blok D5, Kompleks D, Pusat Pentadbiran Kerajaan Persekutuan,

62502 Putrajaya.

For more info, see NADMA’s FAQ and Guidelines.

4. PTPTN Loan Deferment Extension

Extended to 6 months
Effective immediately until 30 September 2020
Deferment is automatically granted to all borrowers.

For more details on the deferment, see PTPTN’s FAQ.

5. Loan/Financing Payment Deferment

Automatic moratorium effective from 1 April 2020
Postponement for 6 months
For households and SMEs

This is part of Bank Negara Malaysia’s measures to assist borrowers — including individuals, small and medium companies (SMEs), and corporate companies — who are experiencing temporary financial constraints with their cash-flow situation to deal with the Covid-19 crisis.

Some banks are also doing their part to alleviate borrowers’ burden by not compounding interest and profit rates on loans, such as:

OCBC Bank and OCBC Al-Amin Bank
Maybank and Maybank Islamic
CIMB Bank and CIMB Islamic Bank
RHB Bank and RHB Islamic Bank
Public Bank and Public Islamic Bank
AmBank and AmBank Islamic
Affin Bank and Affin Islamic Bank
Standard Chartered Bank and Standard Chartered Saadiq Bhd
UOB Malaysia
Agrobank
Alliance Bank
Bank Mualamat
HSBC Bank and HSBC Amanah Malaysia Berhad
Hong Leong Bank and Hong Leong Islamic Bank
Bank Islam
Bank Rakyat

Read more on how to apply with your banks here.

For more info, please check the FAQ or visit the website www.BNM.gov.my. For any other inquiries, please contact your bank for clarification.

6. PTPK Loan Deferment

Deferment of 6 months
Effective 1 April until 30 September 2020

For more details on the deferment, see PTPK’s website.

7. Prihatin Economic Stimulus Package

A) RM10 billion Bantuan Prihatin Nasional

RM1600 to nearly 4 million households earning less than RM4,000 a month. Payment of RM1,000 will be made in April 2020 and the remaining in May 2020.
RM1000 to nearly 1.1 million households earning between RM4,000 and RM8,000 a month with RM500 paid in April 2020 while the balance in May 2020.
RM800 to 3 million single individuals aged 21 and above, earning less than RM2,000 a month. Payment of RM500 will be made in April 2020 and the remaining RM300 in May 2020.
RM500 to 400,000 single individuals aged 21 years and above, earning between RM2,000 and RM4,000 per month. The payment of RM250 will be made in April 2020 while the balance in May 2020.

For those who have not registered, registration is open starting 1 April 2020 through LHDNM website. The payment will be automatically credited to your account as registered in LHDNM.

A status check can be made through the following official portal:
1. LHDNM: http://www.hasil.gov.my
2. BSH: https://bsh.hasil.gov.my
3. Ministry of Finance of Malaysia: https://www.treasury.gov.my

For more inquiries, please get in touch with the Ministry of Finance at 03–8882 9089, 03–8882 9087, 03–8882 9191, 03–8882 4565, or 03–8882 4566. Email: bsh@treasury.gov.my / pre2020@treasury.gov.my.

Alternatively, contact LHDNM at hotline 1–800 882 747 or care line 03–8911 1000.

Check out this video format in Mandarin (+Malay sub):

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Bantuan Prihatin Nasional

www.facebook.com

B) Cash Aid

RM600 a month to doctors, nurses and medical staffs effective 1 April 2020
RM200 a month to military, police, customs, civil defence, and RELA members
RM200 one-off cash assistance to students of tertiary education disbursed in May 2020
RM500 one-off cash assistance to civil servants of grade 56 and below, including contract workers to be paid in April 2020
RM500 one-off cash assistance to e-hailing drivers
RM600 one-off cash assistance to those reliant on tourism such as taxi drivers, tourist bus drivers, tour guides, trishaw drivers to be paid on 1 April 2020

C) mySalam

RM50 per day for a maximum of 14 days income replacement fee
mySalam hospitalized patients and quarantined B40 patients under investigation (PUI).

D) Insurance and takaful

up to RM300 screening fee to policyholder and takaful medical certificate to undergo the test at private hospitals
3-month suspension on premiums by family takaful and insurance companies to contributors whose source of income is affected by the pandemic.

E) Electricity bills

15%-50% discount to all Malaysians — 50% will be given to electricity consumption below 200 kilowatts; 25% for electricity consumption between 201–300 kilowatts; and 15% for 301–600 kilowatts.
Discount will be valid for 6 months
15% discount in the tourism sector
2% discount for commercial, industrial, agricultural and household sectors in Peninsular Malaysia beginning 1 April 2020.

F) Internet bills

Free high-speed internet of 1GB per day to all Postpaid and Prepaid customers of Celcom, Digi, Maxis, and U Mobile
Between 8 am and 6 pm
Effective by 1 April 2020.

G) Bantuan Sara Hidup (BSH)

RM200 cash allowance in March
RM100 additional cash allowance will be paid to BSH recipients in May
RM50 additional e-wallet will be credited in May

Check if you are eligible to apply here: https://bsh.hasil.gov.my/. For more info, call BSH LHDNM hotline at 1–800–88–2747.

H) Projek Perumahan Rakyat (PPR)

6 months rental exemption
All Malaysians under the PPR scheme

I) Private Retirement Scheme (PRS)

Pre-retirement withdrawals from account B up to RM1,500 per member without any tax penalties between April and December 2020.

For more info, please visit https://www.pmo.gov.my/prihatin-economic-stimulus-package/ or the Finance Ministry’s FB.

8. PERKESO Early Payments of Pension and Benefit

Early benefit payments effective 25 March 2020
Extended until August 2020

This payment will benefit about 300,000 eligible Insured Persons and their dependants who are currently receiving SOCSO’s (Social Security Organisation) benefits as follows: